How to Withdraw Money From Paypal Using SmartMoney

Update: Although this worked for me back in April, 2012, it didn't work for some people. Their money were returned to their Paypal account after several days. Proceed at your own discretion.

Congratulations! I believe you got here because you already have money in your Paypal account. Now you are searching for ways on how to get that money into your hands.

Many Filipino bloggers are talking about using Union Bank EON card or credit cards to withdraw money from your Paypal account. But I know that many provinces do not have Union Bank branches and many people fear using credit cards.

Hence, I'm going to walk you through an alternative method of withdrawing your money from Paypal using SmartMoney. SmartMoney is a service from SMART, the country's leading cellphone network company.

We will just use the SmartMoney Card to verify your Paypal account and use that same SmartMoney card to withdraw your money from Paypal in different ATM terminals nationwide.

Step 1. Buy a Smart Buddy or TNT Sim Card and Register it to SmartMoney


  • Navigate to SIM Services
  • Choose SmartMoney then Activate Card
  • Enter a six digit number twice which will be your PIN
  • Wait for a reply and select Get Account then Banco de Oro
  • You will receive an SMS from SmartMoney containing your SmartMoney Account Number (16 digits)

Step 2. Go to a Smart Wireless Center and Ask for a SmartMoney Card


I'm from Ormoc City and a Smart Wireless center is located at Aviles St. under the BIR office. Check your locality if you have a Smart Wireless center too. You can use this Store Locator from Smart.

  • Tell the guard that you will register for a SmartMoney Card and he will give you your priority number
  • When it's your turn already, tell the beautiful teller that you want to have a SmartMoney Card
  • Present your SmartMoney Account number
  • Provide her with your personal information like name, age, etc.
  • Pay ₱ 120.00 for the card
  • Wait at most two weeks for your card to be processed (mine came after 6 days)

Step 3. Verify Your Paypal Account Using SmartMoney


  • Open your Paypal account and Click Get Verified
  • Select Provide a Credit Card in Your Name
  • Enter the required information. Card type is Master Card.
  • Save the information and Paypal will send a very small amount to your SmartMoney Account.
  • Enter the Verification code into Paypal and you're done.


Step 4. Enter Bank Account Information


Paypal charges ₱ 250.00 for credit card withdrawal. On the other hand, only ₱ 50.00 is charged for a bank account withdrawal. You don't have to create a bank account, you already have one!
  • Identify your SmartMoney BDO Account Number by Checking your balance in any ATM terminal
  • In your Paypal account, go to Profile > Add/Edit Bank Account
  • Use 010530667 as the bank code. This is the Paypal bank code of BDO.
  • Save and you're done here.


Here's a screenshot of my withdrawal using the BDO account of my SmartMoney:


Withdraw Money from Paypal using SmartMoney
Withdrawal to SmartMoney BDO Account from Paypal.
Click to enlarge.


Tip! Banks will deduct a transaction fee for every international transaction that you will make. Banco de Oro charges around ₱ 200.00. The bank that charges the least is Metrobank and Philippine Savings Bank (PSBank). These banks have the Paypal bank code 010269996. Metrobank and PSBank will deduct ₱  75.00 only.

Now that you know how to withdraw money from Paypal using SmartMoney, please consider a link gift for Pinoy Techno Guide.








Daniel Gubalane Written by Daniel Gubalane - tech blogger, freelance web developer and former Physics teacher. Connect with me on Google+, Facebook and Twitter.
Published on Monday, July 15, 2013. Creative Commons License


67 comments

  1. Replies
    1. Dapat ba accurate ang ilagay na information from smart mo. to paypal?

      Delete
    2. How will you know kung activated kna sa smart money without verifying it again

      Delete
  2. ilang araw before mag-clear ang smart money?

    ReplyDelete
  3. hi, bale mawithdraw mo ang money tru smart moneycard and charges is 50 only pagtransfer ng paypal to smartmoney?

    ReplyDelete
  4. smartmoney account number baka un ung nasa harap na cardnumber ng smartmoney?no need to check your balance in atm terminal unles ung terminal ID ang ilalagay mo need mo tlga magcheck kung ung account lang e di sa harap lang ng card makita na agad...tama ba?nakakalito kasi bakit need p icheck sa atm terminal ang accountnumber e wla naman nakalagy maliban sa card number mo na last 4 digit..

    ReplyDelete
  5. Ako din nalilito Nung nicheck ko ung akin gnawa LNG 0 ung 1st six digit n NSA card ko now I'm still waiting 4days n 2m eh sana dumating

    ReplyDelete
  6. so para mas practikal mag.withdraw gagamit nalang ng ibang bank code kasi mahal kung sa BDO? Diba ang smartmoney card ay handled by BDO? please reply ASAP kung pde ba talaga..

    ReplyDelete
    Replies
    1. Yes. That's what I did too. I verified my Paypal account using Smartmoney and withdraw using my PSBank Bank Account.

      Delete
    2. bakit nag decline po nung pagkatapos ko iverified ? sigurado po ba mawiwithdraw ko ung pera sa binigay nyong steps ?

      Delete
  7. Working po ba talaga to ?? bakit ang tagal??
    inform n'man po kung ano pa ang dapat gawin thanks

    ReplyDelete
  8. smart money account ref say's it's not posible to transfer paypal money to smart money card

    ReplyDelete
  9. eto ung in fo na nilagay ko 0000004201906113 tpos name john kenneth acibedo tama lahat pati bank number COMPLETED NMAN STATUS pero till now wala padin nung july 31 pa ako ngwithdraw HELP N'MAN PO ASAN NA PO BA YUNG MGA FEED BACK NG DISQUS COMMENT??????

    ReplyDelete
    Replies
    1. Bka po wlng load ung card nyo nung nagverify k.

      Delete
  10. reply asap ung smartmoney BDO account un po ba un nasa harap ng card ng smart money reply asap pls

    ReplyDelete
  11. admin pls reply sa tanung ko un po ba ung smartmoney BDO account sa harap po ng card ng smartmoney ung 16digit po sa harap un po ba un pls reply admin asap

    ReplyDelete
  12. di q rin na receive pera q using smart money withrawal! pero completed cya sa paypal account q. help naman po

    ReplyDelete
    Replies
    1. w8 up to TWO weeks babalik yan sa paypal mo

      Delete
    2. ibig sabihin pag hndi ko nakuha ung pera within two weeks babalik sya sa account ko kahit anung transaction pero complete sya huh???????????????????? reply asap? tnx for imfo

      Delete
    3. Well, as of now..ang masasabi ko lang..no need to check na yung account number kasi pareho lang yun sa card mo

      pero basahin niyo muna yung update ni author.

      completed na sa akin this sept.2013 just to test pero wala pa sa smartmoney ko :)

      Delete
  13. The account number is the one revealed by the ATM. try checking your balance.

    ReplyDelete
  14. PAANO PO GAGAWIN KO GAMIT KO UNG SMART MONEY

    ReplyDelete
  15. hndi ko pa nakukuha ung pera ko sa smartmoney card ko tama naman po ung transaction ko complete naman po sya bakit po hndi pa sya pumapasok ung pera ko sa smartmoneycard ko pakitulungan namn po ako anu po bang dapat kung gawin pls........ reply asap

    ReplyDelete
  16. kailangan paba ako mag karoon ng bank account sa bdo kahit my smart money card na ako para maka widraw ko ng paypal kasi wala parin ung pera ko admin pls help me for this kasi complete namn transaction ko. bakit po ganun reply asap

    ReplyDelete
  17. lahat naman ng transaction ginawa ko pero bakit wala parin sa smart money ko ung pera ko complete namn po sya

    ReplyDelete
  18. kapag nakita na po bang complete na sya kahit hndi pa po 4days pwedi ng mag withdraw huh

    ReplyDelete
  19. ganyan din nangyari saken 4 days na wla pa rin ung pera ko n winidraw ko s paypal gamit smartmoney this september 2013 lang

    ReplyDelete
  20. sa akin din din pang 4th day na wala parin naman dumadating, pero sa paypal status competed na.. hayssttt... nakaka widraw ba talaga gamit ang Smart money?

    ReplyDelete
  21. ang galing po neto .. naka withdraw po ako ! thanks

    ReplyDelete
  22. Wag kayo maniniwala dito SCAM lang ito. hindi papasok sa SMARTMONEY nyo ang pera. aNG MAKIKINABANG LANG EH YUNG BDO BANK. 2times ko na sinubukan pero mag withdraw at 2months na wala parin yung PERA. this is 100% fake tutorials! bullshit!!!

    ReplyDelete
    Replies
    1. I've updated the article right at the beginning. If you're not very busy, kindly read it. Thank you.

      I'm keeping this tutorial here for the sake of those who want to try because I've successfully done this before.

      Delete
    2. Scam ang smartmoney? yikes. Any update, may nakapagwithdraw na po ba using this credit card? as in yung dumating ang fund nila..

      Delete
  23. yung mga nagwithdraw gamit tong tutorial, nakuha nyo na ba yung pera nyo?? bumalik ba sa Paypal nyo,.. Reply kau.. tnx

    ReplyDelete
  24. Working pa ba to as of November 2013? Yun kasing ibang tutorial saying na yung account number is the 16 digits in front of your smart money card didnt work for me, but im too hesitant to try this tutorial kasi ang laki ng nawala saken before, I also havent gotten my money back to my paypal account and its been almost 1 and a half weeks, Im still hoping na maibalik kasi sabi nung isang nag comment, wait up to two weeks. So if anyone can verify that this tutorial is legit as of now, it would be very helpful. Thank you.

    ReplyDelete
  25. Hello, hίjo. I am Mrs. CHARITO MONTECILLO, and I read about how you earn online. A lot of people have been advising me to do this as a sideline, but I never really got to doing it.
    I even asked my son to create a blog for me. My gmail account is rosariomontecillo@gmail. My blogspot account is charito maranan-montecillo.
    Would you be kind enough to explain to me how to get a paypal? I have 3 bank accounts with ATM cards. My question is this: do I have to open a dollar account?
    Please advise me more on what to do because I want to start my writing so I can earn extra.
    Please communicate with me through my Yahoo account - cmontecillo@yahoo.com.
    Thanks and I hope to hear from you soon.

    ReplyDelete
  26. Hi Sir,

    May question ako. Dalawa kasi yung first name ko tapos yung mai-emboss sa card ko ay yung isa lang sa name ko dahil hindi kasya sa 21-character limit. Pero sabi sa smart eh yung full name (same name na gamit ko for paypal) ko pa rin yung sa account. alam niyo ba kung aling name ang dapat sundin for verification? yung naka-print ba or yung mismong full name sa account ko?

    ReplyDelete
    Replies
    1. Dapat po match ang pngalan kc kung hindi ay may charge po yta n 250.

      Delete
  27. Thanks sa info. Na Ito Hindi po sya scam follow nyo Lang PO ang instructions. Yong mga nagsasabing scam Ito Sila ang mga taong Di marunong umintindi. Salamat ulit sa nag share ng info na to..

    ReplyDelete
  28. ^^ gaano po katagal bago nyop nakuha yung pera nyo sa smartmoney from paypal? and anong nilagay nyong bank account number? yun po bang nasa harap ng card or yung sinasabing nasa atm? ilang digit po ito?

    ReplyDelete
    Replies
    1. 2 to 4 days. Hindi po kasama sat at sun pati yata holidays. Ung ilalagay mo pong number ay ung nasa harap ng smartmoney card mo. Un po ung account number mo.

      Delete
  29. Kung bdo account # ginamit mo, d n pupunta sa card. Pg smart money card # ginamit mo, paypal->bdo->card

    ReplyDelete
    Replies
    1. Ang gagamitin nyo pong number ay ung nasa harap ng smart money card nyo.

      Delete
  30. Gusto ko malaman kung pwede ba or possible ba na isend ang paypal fund directly sa smart money?? I mean directly without BDO?

    ReplyDelete
    Replies
    1. Bdo po ang issuing bank ng smartmoney so dadaan po talaga s bdo. Kaya mabigat man po ng ang 200 php charge every transfer ay ito ba po ang masconviniet unless may iba k p pong atm card.

      Delete
  31. OO PWDE IF WALA KA SA PINAS!!!
    THRU LOAD SMART MONEY CARD

    ReplyDelete
  32. working pa ba ito?

    ReplyDelete
  33. pwede po ba kng sa remmitanse center na lng pls

    ReplyDelete
  34. Gumagana ba to? May nakagawa ba nito ngayong 2014?

    ReplyDelete
  35. Wala po Hindi po ito working contact your Smart money provider and sila ang magsasabi na it's not posible :-) Good Luck

    ReplyDelete
    Replies
    1. Ive been using this method since 2012. Until now po. Hindi ko lang alam kung bakit sa iba ay hindi gumagana.

      Delete
  36. Hi po, ask ko lang po kung working pa ito ngaun 2014? and pede po ba itong ipang verify sa paypal premier account?

    ReplyDelete
  37. para maka cgurado try to call the smart money hotline 15177, through your smart sim card..

    ReplyDelete
  38. working it verified. april 24,2014

    ReplyDelete
  39. Eto po ung how to verify video http://m.youtube.com/watch?v=jm36H2geqaY&feature=youtu.be at ito nmn po ang how to withdraw.. http://youtu.be/cBq1rlDbuU8

    ReplyDelete
  40. Working po yan kc since 2012 ko pa po yan ginagamit. Make sure lang po match ang name nyo sa paypal at ung card nyo pati narin po s email para cgurado. At tama po ung ginawa nyo according to instructions. Minsan po talaga ung iba nagkakaroon ng problema. Pero ako so far wala nmn po ako nging issue s pagtransfer from paypal to smartmoney.

    ReplyDelete
  41. Search nyo po s youtube "Verify paypal using Smartmoney mastercard" at ung isa nmn po ay "How to withdraw paypal funds through Smartmoney" ayan po tlaga step by step. Magkaibang video po yan.pagverify at ung isa nmn pagwithdraw. Baka po kc may nakaligtaan kayong gawin. Sana po makatulong.

    ReplyDelete
  42. hi. pwede bang malaman which is my bdo smart money account number? yung first ba na 16 digits n binigay sa first step? or yung 16 digit card number? magkaibang number kasi.. baka kung mgkamali ako ng input sa paypal regarding details on adding a banl, di ko mareceive yung pera???

    ReplyDelete
  43. 5 days na akong nag-antay para ma withdraw yung pera galling sa PayPal through SmartMoney? Eh, bakit hanggang ngayon wala pa rin?

    ReplyDelete
  44. Paano malalaman kung activated na ang smart money mastercard?

    ReplyDelete
  45. Yes I did. try ko nman mag withdraw sunod pag umabot na sa 5k fund ko sa paypal. haha.

    ReplyDelete



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